Best Bagels Restaurants in Financial District
5 hand-picked restaurants, critic-reviewed and ranked
Last Updated: February 2026
Our Top Pick
Schlok's Bagels & Lox
Chewy, East Coast–style bagels with lox cured and smoked in-house.
Notable Picks
8.6
Vibes:
Quick Bites Champions
Business Lunch Power Players
Trendy Table Hotspots
Solo Dining Sanctuaries
Downtown outpost of the cult-favorite bagel shop serving chewy, malt-forward rounds with lox cured and smoked in-house. Weekday service moves quickly, with counter seating to watch fresh lox slicing and cable cars roll by.
Must-Try Dishes:
House-cured smoked lox on sesame, Egg & cheese with sweet pepper butter, Blackened everything with scallion schmear
What Makes it Special: Chewy, East Coast–style bagels with lox cured and smoked in-house.
Weekend market counter from the SF deli known for traditional techniques and sturdy, well-seasoned bagels. Lines move quickly and you can grab a dozen plus schmears while browsing the Ferry Plaza stalls.
Must-Try Dishes:
Sesame bagel with house-cured lox, Everything bagel with scallion cream cheese, Egg & cheddar 'bodega-style' bagel
What Makes it Special: SF-born deli (since 2011) bringing celebrated bagels to Ferry Plaza.
Worthy Picks
7.7
Counter-service bagel shop with a broad selection of bagels, schmears, and hearty sandwiches. A dependable Inner Sunset option for a bagel-plus-coffee lunch run.
Must-Try Dishes:
Chicken Salad Deluxe on Spinach Asiago, Egg & Cheese Breakfast Bagel, Bagel Dog
What Makes it Special: Wide variety of bagels and fillings with fast turnaround.
7.7
Vibes:
Quick Bites Champions
Cheap Eats Budget Brilliance
Business Lunch Power Players
Solo Dining Sanctuaries
Long-running Bay Area bagel shop doing classic boils and substantial breakfast/lunch bagel sandwiches for the FiDi crowd. Expect fast counter service and steady quality at street level of Embarcadero Center.
Must-Try Dishes:
Asiago bagel with scallion schmear, Sesame bagel with lox & tomato, Bacon–egg–cheddar bagel
What Makes it Special: Local chain with 30+ years of Bay Area bagel know-how.
7.5
Tucked inside the medical-dental building just off Union Square, this family-run spot serves sandwiches, salads, and breakfast plates at fair prices. It’s a quick, no-fuss stop for nearby workers.
Must-Try Dishes:
BLT avocado, Bagel egg sandwich, Chicken pesto panini
What Makes it Special: Hidden-in-plain-sight cafe with speedy service and fair prices.